At (Proposed) Heritage Cooperative Federal Credit Union, our story is rooted in the belief that every individual deserves a fair chance to flourish financially. We were founded on the principle of community empowerment - built to serve those who have traditionally been underserved, especially within blue‑collar and low‑income populations. As a fully virtual credit union, we harness the power of technology to deliver forward‑thinking, accessible financial services that transcend geographic boundaries, ensuring that quality banking is within reach for everyone who shares our vision of equitable opportunity.
Our commitment is more than just providing financial products; it's about building lasting relationships based on trust, transparency, and integrity. With a proud low‑income designation as a testament to our focus on supporting the most vulnerable, we strive to dismantle systemic economic barriers. We do this by pioneering innovative solutions and fostering a culture of inclusivity, where every member - no matter their background - is considered essential to our collective progress. At Heritage, you’re not just a customer; you are an integral part of our cooperative family, helping us create pathways to lasting financial security and sustainable community growth.
Every decision we make is guided by our passion for uplifting those who have been sidelined by traditional financial systems. We invite you to join us on this journey as we continue to redefine what it means to bank with purpose - where heritage meets innovation, and every voice contributes to a more vibrant, equitable future.