“At (Proposed) Heritage Cooperative Federal Credit Union, our mission is to ignite financial empowerment by serving as a beacon of accessible, community-driven banking for underserved and blue‑collar communities - and for everyone who shares our belief in equitable opportunity. Grounded by our low‑income designation and propelled by our innovative virtual platform, we aspire to dismantle systemic barriers, nurture economic growth, and create pathways to lasting financial security. Every member, irrespective of background, is woven into the fabric of our cooperative; together, we foster a culture where inclusion, integrity, and transformative opportunity shape our shared future."